Terms of Service - Coast FIRE Calculator

Terms of service for Coast FIRE Calculator — a free tool with no accounts, no sign-up, and no payments. Review the rules governing your use of the calculators and content.

Mar 13, 2026

Introduction and Acceptance of Terms

Welcome to Coast FIRE Calculator (coastfirecalc.net), a free online tool for calculating your Coast FIRE number and planning your path to financial independence. By accessing or using our service, you agree to be bound by these Terms of Service. If you do not agree with any of these terms, please do not use our service.

Use of the Service

Coast FIRE Calculator provides users with financial calculators, educational content, and planning tools related to the Coast FIRE and Barista FIRE financial independence strategies. You agree to use the service in accordance with all applicable local, state, national, and international laws and regulations.

Financial Disclaimer

Coast FIRE Calculator is provided for educational and informational purposes only. The calculators, projections, and content on this site:

Do not constitute financial, investment, tax, or legal advice
Are based on simplified models and assumptions that may not reflect your actual situation
Should not be relied upon as the sole basis for any financial decisions
Do not guarantee any specific financial outcomes

We strongly recommend consulting with a qualified financial advisor before making any financial decisions based on information from this service.

No Account Required

Coast FIRE Calculator is free to use and does not require an account. There is no sign-up, no login, and no subscription. You can use every calculator on the site without providing any personal information.

Content and Intellectual Property Rights

All content provided through Coast FIRE Calculator, including but not limited to calculators, articles, graphics, and documentation, is protected under copyright law.

You may use the calculators and content for personal, non-commercial purposes.
You may not reproduce, distribute, or create derivative works from our content without prior written permission.

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

Interfering with or disrupting the security or performance of the service
Using the service for any illegal or unauthorized purpose
Attempting to bypass any security features of the service
Scraping, data mining, or automated collection of content from the service
Misrepresenting results from our calculators as professional financial advice

Privacy and Data Collection

For details on our data collection and privacy practices, please refer to our Privacy Policy.

Cost

Coast FIRE Calculator is free to use. There are no paid plans, subscriptions, or premium tiers. The site may show advertising to cover its costs.

Disclaimer of Warranties

The service is provided on an "as is" and "as available" basis. We make no warranties or representations about the accuracy, reliability, or availability of the service and disclaim all warranties to the fullest extent permitted by law.

Limitation of Liability

To the fullest extent permitted by law, Coast FIRE Calculator and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from the use of or inability to use the service, including any financial decisions made based on information from this service.

Indemnification

You agree to indemnify and hold harmless Coast FIRE Calculator, its operators, affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from your use of the service or violation of these Terms.